Stefan  Ryzwanowicz

Stefan Ryzwanowicz

Sales Representative

Royal LePage Signature Realty, Brokerage

Mobile:
416-877-5588
Office:
905-568-2121
Email Me
Stefan  Ryzwanowicz

Stefan Ryzwanowicz

Sales Representative

Royal LePage Signature Realty, Brokerage

Mobile:
416-877-5588
Office:
905-568-2121
Email Me

Stefan Ryzwanowicz's blog

Second Mortgages and Refinancing Loans

If you own your home and have an existing mortgage, it’s important to stay on track with payments, and communicate clearly with your lender if you anticipate a late payment.

 

But what happens if you suddenly need extra cash to cover an emergency expense, or need to consolidate debts so you can continue making your mortgage payments on schedule? What about if market interest rates fall well below the rate you locked into for your mortgage term?

 

Private Mortgage Lending and Hard Money Loans

Investing in real estate can be profitable, and house-flipping is a popular way to ensure a better return on that investment. But it costs money to renovate a house -- money that you might have already spent purchasing the property.

 

If you’re planning on “flipping” a house (that is, purchasing a cheap fixer-upper and renovating it in order to sell it for a higher price), or even if you just need a bit of quick cash to cover an emergency expense or repair, a hard money loan might be the answer.

How to Qualify for a Home Loan with Poor Credit

So you’re thinking of purchasing a home or taking out a home equity loan -- but when you get your credit checked, you discover that you have poor credit, and the banks won’t lend to you. What’s a hopeful homebuyer to do?

 

Luckily, there are still plenty of options available to you, whether you want to mortgage your first house, or simply qualify for a Home Equity Line of Credit (HELOC) to cover a temporary expense. The first step you can take is talking to a mortgage advisor or broker to discover your options.

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416-877-5588

  

905-568-2121

  

Stefan Ryzwanowicz is an award winning realtor with Royal LePage Signature Realty Brokerage, one of the Greater Toronto's most productive real estate brokerages with offices located across the GTA. Stefan’s previous experience in Sales, graphic design, and Information Technology enables him to provide his clients with a variety of skills in this competitive market. Throughout the years Stefan's clientele has included a wide variety of professionals from first time buyers, to builders,business owners, contractors, high ranking banking officials, business owners, doctors,government employees etc. Having such a wide variety of clients and skills has enabled Stefan to work efficiently and effectively in the process of selling and purchasing homes for all his valued clients. 

There are many real estate agents but only a few can provide the service, integrity,effort and honesty that Stefan can. His clients are not just a number to him; they are individuals that deserve to be treated as friends and family. He will work together with his clients to find not just a house but a home.

Purchasing a home is one of the biggest investments and you deserve a professional who will help you every step of the way. Stefan’s job is not just to sell or buy you a house but to make the process as stress free and as easy as possible. I am to here to answer all your questions and provide advice both in the financial and legal aspects of the transaction.

When you think of Real Estate, think of Stefan Ryzwanowicz. I am in this business for the long term. Referrals are my primary source of clients – I will treat them like friends and family. I assure you that my best effort will be put forward to earn their business.

Please keep my name in mind if you know of someone that may need some assistance with various real estate decisions, it will be greatly appreciated. Give me a call anytime at 416-877-5588. I’ll be glad to help.

Stefan Ryzwanowicz, B.Comm
Sales Representative                                                                                                                                                                     Royal Lepage Signature Realty